UHSA is committed to making medical education affordable for every student. Student loans, scholarships, and payment plan options are available to students and parents to meet educational expenses.

Institutional Payment Plan

UHSA offers an internal payment plan to eligible students who wish to finance each term’s tuition cost in one down payment, followed by three installment payments. Students can apply for a tuition payment plan by completing the Tuition Payment Agreement.

After receiving confirmation of your Tuition Payment Plan Application’s approval, the down payment is payable through MyUHSA or by visiting Make a Payment.

TFC Tuition Financing

Financing is available through TFC Credit Corporation, an experienced financing operator providing services for more than 2,000 schools. The program is open to all students who are U.S. citizens with approved credit. Those without adequate credit may be required to provide a higher down payment or secure a co-signer.

TFC automatically debits the bank account or credit card the student provides each month.

Pre-Med and Basic Sciences Students:

  • $5,000 initial down payment minimum (applies to the amount requested). A higher down payment reduces monthly payments.
  • Students may borrow up to the full cost of attendance, with the ability to refinance as payments are made.
  • 12-month (7.75% interest) up to 60-month (9% interest) repayment options. No prepayment penalty.
  • A credit score requirement of 630+. A cosigner may be used.
  • Must be a U.S. Citizen (including Puerto Rico).

Clinical Sciences Students:

  • $6,248 initial down payment minimum.
  • Malpractice insurance must be paid separately.
  • Passing USMLE Step 1 score.

Note: Must be ineligible to receive funding through alternate sources to qualify.

Calculate Your Payments

Applying

To apply for financing:

  1. Download and complete the application for credit (borrower and cosigner section)
  2. Securely upload the completed form
  3. A contract is generated and forwarded to the student for signature if the application is approved.

Do you already have an account with TFC? Access your account at www.TFCstudentinfo.com or call TFC at (800) 872-9832.

Students at UHSA are not currently eligible for U.S. federal student loans. However, eligible students have access to private loans and federal aid through our partners.

Meritize Private Student Loan

With a Meritize loan, you can receive credit for your merit to potentially improve your loan options by sharing your academic history, military background, or work experience.

A borrower must have a cosigner and be a U.S. citizen or permanent resident (borrower or cosigner). If approved for a loan, the actual loan amount, term, payment, and APR amount of loan that a customer qualifies for may vary based on credit determination, state law, and other factors.

A few reasons why the Meritize Platform is a great option for students include:

  • Ability to finance the full cost of attendance, including living expenses
  • Fixed and variable interest rates are available
  • Flexible payment options, including deferring full principal and interest payments until three months after graduation
  • Customer support is available six days a week
  • 0.25% interest rate deduction if you sign up for autopay

Check your loan options without impacting your credit score at https://apply.meritize.com
Meritize does not offer educational loans in the following states: IA, IN, KY, ME, MI, ND, NV, SD, VT, WI, WV, WY, PR.

Second Degree Options - Title IV Federal Aid

Walden University, a regionally accredited online university based in the U.S., offers an array of program options to UHSA students. The University also provides UHSA students a 25 percent reduction in tuition for their second degree.

Eligible students who take one course per 6 or 8-week term can apply for Title-IV Federal Aid. This aid may include tuition for the Walden classes and funds for living expenses while enrolled.

Walden’s programs can help you develop the critical and creative thinking skills you’ll need to succeed in the healthcare field. You will have the option to choose from bachelor’s, master’s, and doctoral-level degree programs in areas of study such as Business and Management, Public Health and Health Sciences, Public Policy and Administration, and more.

For more information, visit the Walden partnership page.

Provincial Student Loans

UHSA is a designated institution for the Canada Student Loans Program (CSLP), which provides citizens with loans and grants to cover education costs. All provinces and territories participate in the CSLP, except Quebec, solely because the province does not provide provincial loans for international schools.

Applicants must use UHSA’s designated school code [ZPAS] when completing the process of obtaining funding. Provincial and territorial student aid offices:

Canadian Funding Amounts

All figures listed below are the maximum eligibility awards per province. Students should complete an application to determine their actual award.

Alberta Student Financial Assistance

Students are eligible for both federal and provincial funding as well as grants. A student’s estimated combined maximum is $42,000 (CAD) per year. Loan and grant funding is based on the student’s loan period. If the term starts/ends mid-month, the award is prorated, and the award is made for the whole month or nothing for that month. Students are awarded funding based on the number of months in a term.

British Columbia Student Financial Aid
Students are eligible for both federal and provincial funding as well as grants. Students can receive up to $320 (CAD), $210 federal and $110 provincial, per week, and $4,500 per year in a grant. Loan and grant funding is based on the student’s loan period. Loans are calculated based on the number of instructional weeks in a loan period; grants are determined by the number of months in the loan period. Funding is provided one term at a time.

Manitoba Student Aid
Students are eligible for both federal and provincial funding as well as grants. Students can receive up to $350 (CAD), $210 federal and $140 provincial, per week, and $4,500 per year in a grant. Loan and grant funding is based on the student’s loan period. Loans are calculated based on the number of instructional weeks in a loan period; grants are determined by the number of months in the loan period. Funding is awarded by the literal number of weeks in a loan period.

Newfoundland Student Financial Assistance
Students are eligible for both federal and provincial funding as well as grants. Students can receive up to $350 (CAD), $210 federal and $140 provincial, per week, and $4,500 per year in a grant. Loan and grant funding is based on the student’s loan period. Loans are calculated based on the number of instructional weeks in a loan period; grants are determined by the number of months in the loan period. Funding is awarded by the literal number of weeks in a loan period.

Nova Scotia Student Assistance
Students are eligible for both federal and provincial funding as well as grants. Students can receive up to $410 (CAD) per week of education ($210 federal and $200 provincial). Students can receive up to $6,180 (CAD) per year in a grant. Loan and grant funding is based on the student’s loan period. Loans are calculated based on the number of instructional weeks in a loan period; grants are determined by the number of months in the loan period. Students may be awarded up to 40% of the provincial loan amount in a scholarship.

Northwest Territories Student Financial Assistance
Students are eligible to receive scholarships and bursaries totaling up to $14,400 (CAD) in combined loans and grants per year.

Ontario Student Assistance Program
Students are eligible for federal funding only (not provincial). Maximum federal funding is $210 (CAD) per week of instructional time. Students are also eligible for grants (up to $4,500 (CAD) per year). Loan and grant funding is based on the student’s loan period. Loans are calculated based on the number of instructional weeks in a loan period; grants are determined by the number of months in the loan period.

Quebec Student Financial Assistance Programs
Students are eligible for both federal and provincial funding. Maximum eligibility is $985 (CAD) per month of education. Students can receive up to $37,430 (CAD) for the program. Funding is awarded by the number of months in a loan period.

Saskatchewan Student Loan Program

Students are eligible for both federal and provincial funding up to $575 (CAD), $365 federal and $210 provincial, per week. Awards are based on the actual number of weeks of instructional time. Students are also eligible for grants (up to $4,500 (CAD) per year). Loan and grant funding is based on the student’s loan period. Loans are calculated based on the number of instructional weeks in a loan period; grants are determined by the number of months in the loan period.

The approval process for Canadian financial aid may take up to 12 weeks. After you apply, your provincial or territorial student aid service will be in touch with you for the following steps. For students who still need to pursue a private loan option beyond federal and provincial funding, we also offer the following:

Student Lines of Credit

As a Canadian student, you may also be eligible to apply for Student Lines of Credit through banks that cater specifically to medical students. When applying for a student loan, you first must supply the financial institution with our school information then proceed to complete the application process. Some banks will require a cosigner during the application process.

To apply for a Student Line of Credit, we recommend contacting the Financial institutions directly. For your convenience, a direct link to the specific programs at each eligible financial institution can be found below:

If you have additional questions, please contact the Student Financial Aid Department by emailing financialaid@uhsa.edu.ag.

Grants & Scholarships

Apply to help pay for your education and reduce the need for student loans.